Retirement Solutions

Decisely Retirement Solutions (DRS) are designed with small businesses in mind.

Our plans provide attractive options for employers looking for ways to offer their employees retirement benefits, while reducing the administrative burden and mitigating the fiduciary risk and responsibilities. We provide two ways to offer your employees retirement benefits.

Explore Options

Association Retirement Plan (ARP)

An ARP 401(k) provides the benefits of small businesses coming together to source retirement at a lower cost and with reduced fiduciary liability – resulting in savings for both you and your employees. This employer-sponsored plan is a win/win for everyone involved.

Interested? Contact Us

Individual Retirement Account (IRA)

An IRA takes retirement benefits off your mind and puts them in your employees’ hands, with no setup fees or contributions required from you. Your employee can easily enroll in five minutes with as little as $5 to start.

Interested? Contact Us

Decisely Retirement Solutions Decisely Retirement Solutions

Explore Your Options

Funded By
Key Advantages
Employee Contributions
Employer Contributions


For:Self-employed individuals or your employees
Funded By:Funded by employee only
Key Advantages:Easy to set up and maintain
No employer contribution required
Employee Contributions:Up to $6,000 in pre-tax contributions
($7,000 if age 50 or older)
Employer Contributions:No Employer Contribution


For:Employer/Employees of a public or private company
Funded By:Co-Funded by employer and employees
Key Advantages:Easy to set up and maintain benefits for both the employer and the employee
Tax saving for employer
Lower cost fee structure
Reduced fiduciary liability
Employee Contributions:Up to $19,000 in employee contribution
($25,000 if age 50 or older)
Employer Contributions:Employer may match or provide profit sharing

Thank you for your interest in Decisely Retirement Solutions!

Fill out the form below to get started.