Posts by Jess Southwell
ICHRA: Pros and Cons
Key Takeaways When ICHRA launched on January 1, 2020, it entered the benefits market as a new concept with a…
Navigating the ACA Affordability Threshold for 2026: What Employers Need to Know
The IRS has announced the 2026 Affordable Care Act (ACA) affordability threshold: 9.96% of household income, up from 9.02% in…
ICHRA Momentum Is Building, Small Businesses Are Benefitting
Mississippi is the latest state to take action on #ICHRA, introducing a tax credit for small employers. Other states, including…
What is ICHRA? Understanding Individual Coverage Health Reimbursement Arrangements
Key Takeaways ICHRA (Individual Coverage Health Reimbursement Arrangement) is a health benefit model that lets employers set a tax-free budget…
Rising Premiums, Fewer Subsidies: A Smarter Path for Employers
As ACA subsidies change and premiums rise, this blog explores how small businesses can adapt their health benefits strategy using…
Decisely Platform Updates: Making ICHRA Simpler, Smarter, and More Supportive
Transitioning from a traditional group health plan to an ICHRA model can feel overwhelming for employers and employees. From understanding…
ICHRA + Voluntary Benefits: A Simple Way to Offer Affordable Coverage
Running a business is tough enough. Between managing operations and keeping your team happy, rising health insurance costs can feel…
The Subsidy Question: What Could It Mean for Employers and Employees?
Since the passage of the Affordable Care Act (ACA), subsidies have played a central role in keeping healthcare coverage affordable…
What OBBBA and Expiring Tax Credits Mean for Your Employee Benefits Strategy
As open enrollment 2026 approaches, small business owners face a shifting healthcare landscape. Two major changes are now set in…
From Listening to Launch: How Decisely’s ICHRA is Changing the Game for Businesses
At Decisely, we’ve spent nearly a decade helping businesses navigate the complexities of employee benefits. Over the years, our clients…
Ohio House Advances ICHRA Tax Credit for Small Employers: A Win for Flexibility and Affordability
Small businesses in Ohio just got a big boost. On June 5, the Ohio House passed House Bill 133, introduced…
Is This ICHRA’s Moment? How the One Big Beautiful Bill Could Reshape Healthcare Access
The Bill That’s Turning Heads in the Benefits World There’s growing buzz in the ICHRA world about Part 3 of…