Guide to getting started with ichra
by Decisely
Stop Overpaying for Employee Health Benefits
Many small businesses assume traditional group health insurance is their only option. It isn’t.
Most small businesses assume rising healthcare costs are just part of offering benefits to their employees. The better question is whether you’re offering benefits the smartest way.
Inside this guide you’ll learn :
- How ICHRA works
- How it compares to traditional group health plans
- Which businesses are a good fit for ICHRA
- How employers use ICHRA to better manage healthcare costs (and often reduce healthcare costs!)
If you’re reviewing your benefits strategy, this guide will show you what ICHRA offers and whether it’s worth a closer look for your business.
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Why choose 
We’ve helped thousands of small businesses offer smarter, more affordable benefits. From flexible healthcare to hands-on HR tools, we make it easy to support your team without overloading your plate. You stay focused on your business—we’ll handle the rest.
What’s inside the guide
This guide breaks ICHRA down into plain terms — no jargon, no guesswork — so you can decide with confidence.
- How ICHRA works, from budget-setting to employee reimbursement
- Who ICHRA is the best fit for, by business size and situation
- How ICHRA stacks up against traditional group health plans
- Funding options and ways to control year-over-year cost increases
Trusted by innovative companies worldwide
Employee healthcare isn’t a perk –
it’s a secret to your business success.
You don’t have to take our word for it. See what others are saying.
The savings are too good to pass up and the customer service has been there when I need them.
Craig Pfau
Locust Lane Partners
We are literally able to offer our employees benefits you would see in a corporate setting.
Will Boyd
Alpha Zulu Logistics (Amazon delivery partner)
This plan was $8000 less a year than ACA with a better deductible. Thank you!
GB
This is a PSA for all my fellow Georgia Realtors: you MUST check out the Health Insurance offering that GAR just rolled out!! I just completed my application and will be saving OVER $200 per month with a much lower deductible that, once met, will then provide 100% coverage. It definitely can’t hurt to see if you qualify. #garealtors #healthinsurance
Will Boyd
GA Realtors
This new plan is saving me $300 a month for personal coverage!
M.S