In this episode, Chris Covill is joined by Decisely leaders Fred Langenfeld and Jess Southwell to break down the different ways employers can offer health benefits to their teams.

From traditional group health insurance options such as fully insured, level-funded, and self-insured plans, to the rapidly growing Individual Coverage Health Reimbursement Arrangement (ICHRA), employers today have more choices than ever when it comes to designing a benefits strategy.

Fred and Jess walk through how these options work, what’s driving the rise of ICHRA, and how employers can evaluate which approach best fits their workforce, budget, and long-term goals. They also discuss how today’s diverse workforce is influencing benefit decisions and why flexibility and choice are becoming increasingly important.

If you’re an employer trying to navigate the evolving healthcare landscape, this episode will help clarify the options available and how to make more informed benefits decisions.